Who Has the Cheapest Car Insurance Quotes in Colorado?

We compared auto insurance quotes in the state of Colorado to identify the cheapest insurers and rates in each city. Across the seventy plus cities in our analysis, the average cost to insure a car with basic liability protection for our profiled drivers was $1,186 a year - almost $100 a month. While rates can vary based on where a driver lives, the biggest impact on costs is variability in companies’ quotes. The highest quote in one city, for example, was $2,244 or 367% higher than the cheapest car insurance company’s quote. This illustrates why consumers should always get quotes from at least three companies so they can compare and make an informed decision. Read more about this below, or type your zip code above now to see a list of cheap companies operating in your area.Car Insurance Quotes Colorado

Cheap Car Insurance in Colorado

The five companies with the cheapest car insurance rates in Colorado were: USAA, GEICO, Grange Insurance, State Farm, and Farmers Insurance. USAA, however, is a specialty insurer that only covers members of the military and their relatives. To round out a list of five providers with the best rates for the general population, we’ll add American Family, the insurer with the next lowest rates. Together, the six cheapest companies in Colorado charged an average rate of $837 each year to insure a vehicle. Compared to the overall state average, these companies were 29% lower, on average.
This list is based on the companies’ average annual premiums for a sample 30 year old male motorist across 76 cities in Colorado. Just bear in mind that your actual quotes will be different depending on your characteristics and driving history. For more specific results, submit your zip code for a list of companies to begin comparing cheap car insurance quotes.

Cheapest Car Insurance in Colorado: by City

We’ll also take a look at how the cheapest rates and companies can vary across by city in Colorado. Often, where a driver lives and garages their vehicle heavily influences the insurance rates they see, and which companies have the best rates in that area.How to Donate A Car in California
This table below lists the three companies with the cheapest rates in 76 cities in Colorado, in alphabetical order. Yearly premiums are based on a single 30-year old male driver, so your actual quotes will be different and tailored to your insurance needs and circumstances. Next, we’ll provide more detail for a selection of cities in the Centennial State.
Note that USAA actually ranked as the cheapest auto insurance company in all of Colorado’s cities – great news for military members and their family, which are the only policyholders that the company will insure. Due to its specific requirements, we’ve excluded USAA to be more applicable to the general driver in Colorado.